Develop A Money Mindset
Budgeting is like dieting. It only works when you are watching every dollar you spend or everything you eat. The minute you stop or loosen up you go right back to where you were. It isn't until you make some simple lifestyle adjustments that you will see long term results.
By developing a money mindset you can manage your debt and increase you monthly disposable income so budgeting is not a necessity. When you spend consciously you can still buy the things you love and value.
